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Washington Financial Bank

Youth Savings Account for Kids

Strong savings start with small deposits

Youth Savings Account for Kids

Savings made simple for every age and every stage

The Youth Savings Account1 offers a simple way for kids to start saving early and celebrate each milestone along the way. From birthday money and chore earnings to first savings goals, turn everyday moments into teachable savings lessons with a local, trusted banking partner.

girl holding money

Big futures start with small deposits.

A Youth Savings Account helps kids learn the value of saving while building money habits that can last a lifetime.

  • Recommended for ages 0–17
  • No monthly fees
  • Perfect for first savings goals
  • Designed to grow with your child

Ready to help your child start saving? Visit a Washington Financial Bank branch or contact our team to learn more about opening a Youth Savings Account.

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Tooth Fairy Savings Match Program

A little tooth. A little savings. A big start.

Bring in your child with their tooth fairy earnings and Washington Financial Bank will match it dollar-for-dollar, up to $5 per tooth2. Participating children will receive a Tooth Fairy Savings Card to help them track every tooth fairy reward they bring to the bank.

This fun experience helps young savers see how small deposits can grow over time while building confidence with banking.

Next Steps to Open an Account or Sign Up for the Tooth Fairy Savings Match Program:

Visit Us in Person. Bring in your child to one of our 10 conveniently located branches to open a Youth Savings Account.

Speak with an Expert. Have questions or need guidance? Call us at 724.206.3120 or complete our contact us form, and a member of our team can help you start the process.

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Tooth Fairy Savings Card

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Guidance for Every Stage

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Banking at Your Fingertips

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Disclosure

1This is a variable rate account that as of 9/1/26 earns an annual percentage yield of .05%, the rate may change after opening. A $25 minimum deposit is required to open. Fees may reduce the earnings on the account. 

2The Tooth Fairy Savings Match Program is available for children ages 4 through 13 with a Washington Financial Bank Youth Savings Account. Matching rewards are available for Tooth Fairy deposits made in person at a branch and will be applied immediately. The Bank will match up to $5 per lost baby tooth, up to 20 lost baby teeth, for a maximum match of $100 per child. Matching rewards may be applied to up to three Tooth Fairy deposits per branch visit, per business day. No proof of a lost tooth is required. The match must be deposited into the participating child’s Account; each participating child must have their own account. No minimum balance is required to obtain the match. Program terms and availability are subject to change.

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