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Family Hub

From piggy banks to proud moments

Family Hub

Building your kid's smart money habits, together

Start your child’s financial journey with confidence. At Washington Financial Bank, we partner with parents as you guide your kids through their financial milestones, supporting the entire family every step of the way. From birthday money and savings goals to first paychecks and new spending decisions, these resources and accounts grow with your child and family.

We're here for every step of your family's journey

Family Hub is here to provide accounts and resources to accompany every milestone you celebrate with your child. From birth to graduation, prepare them for what comes next.

Youth Savings Account

Youth Savings Account

Money milestones start with tooth fairy visits and chore charts. Let's start their first smart savings account here.

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The Cost of Baby’s First Year

Plans to grow your family? Use this budgeting calculator to prepare for new expenses.

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3 Jar Allowance For Kids

These step-by-step instructions provide an activity to help teach kids the skills they will need to make spending, saving, and giving decisions.

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Tooth Fairy Savings Match Program

Tooth Fairy Savings Match Program

A lost tooth leads to a teachable savings moment and a bank match on their tooth fairy reward!

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Tips to Teach Financial Literacy at Home

You're making financial decisions every day, here's how to let your kids in on the conversation at every stage.

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Teen Checking Account

Teen Checking Account

Available starting at age 13, Teen Checking starts your growing student off right with a debit card, parental oversight, and peace of mind with no overdraft fees.

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How 529 College Savings Plans Work

Have you wondered if a 529 plan is right for your child?  Learn more with this article from our partner, Banzai.

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Life Scenarios, the Game

Created for ages 13-18, the Banzai Teen course gives your student the opportunity to work through real-life financial problems in a safe environment.

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Teen Checking+ Account

Teen Checking+ Account

Available for ages 16-17, Teen Checking+ extends independence, preparing your student for adulthood.

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College and Careers

This course, suitable for ages 15+, prepares your student for the reality of transitioning into their next steps out of high school.

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Scholarship Fund Program

Scholarship Fund Program

The Washington Financial Charitable Foundation scholarship program assists families with escalating education expenses. Eligible students planning to attend a college, university, or trade school can apply for a $5,000 scholarship.

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Download the Mobile Banking App

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Give their future more room to grow with a home equity line of credit

Planning for your child’s future takes flexibility. A Home Equity Line of Credit gives parents access to funds when they need them—whether it’s covering education costs, supporting milestones, or creating financial peace of mind along the way—so you can stay focused on what matters most.

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Give their future more room to grow with a home equity line of credit

Make Home Happen

Whether buying, building or refinancing, flexible mortgage options, competitive rates, and local guidance help turn the right home into your next step forward.

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Make Home Happen

See Where It Goes

A simple way to track spending, plan ahead and build a budget that supports real-life goals, so every dollar works a little harder.

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See Where It Goes

Disclosure

Youth Savings

This is a variable rate account that as of 9/1/26 earns an annual percentage yield of .05%, the rate may change after opening. A $25 minimum deposit is required to open. Fees may reduce the earnings on the account. 

The Tooth Fairy Savings Match Program is available for children ages 4 through 13 with a Washington Financial Bank Youth Savings Account. Matching rewards are available for Tooth Fairy deposits made in person at a branch and will be applied immediately. The Bank will match up to $5 per lost baby tooth, up to 20 lost baby teeth, for a maximum match of $100 per child. Matching rewards may be applied to up to three Tooth Fairy deposits per branch visit, per business day. No proof of a lost tooth is required. The match must be deposited into the participating child’s Account; each participating child must have their own account. No minimum balance is required to obtain the match. Program terms and availability are subject to change.


Teen Checking

The $25 minimum deposit to open will be made by the Bank at the time of account opening. There is no minimum balance required to obtain the $25 deposit. The account has lower transactional limits, and no check writing capabilities. These restrictions will remain in place until the minor account holder reaches the age of 18 and automatically converts to a Rebellion Cash Back checking account or requests to convert to a Teen + Account available for Age 16-17 which has higher transactional limits than the Teen Checking and has check writing capabilities.

All minors will have access to an ATM/Debit Card and access to online/mobile banking. The guardian will have access to online/mobile banking; however, will not be permitted to have access to an ATM/debit card on the account. While the teen is considered a minor (age 17 and below), no overdraft fees will be charged. 

As noted above, the account will automatically convert to a Rebellion Cash Back Checking account when the minor accountholder turns 18. At that time, updated disclosures will be provided, overdraft fees will no longer be waived, and ATM fees will be charged in accordance with the Rebellion Account Disclosures. Opt-In overdraft protection will also become available.

Reach out to your local branch associate for additional details.


Teen Checking+

The $25 minimum deposit to open will be made by the Bank at the time of account opening. There is no minimum balance required to obtain the $25 deposit. Having a parent/guardian is optional for accounts for minors age 16-17 and these accounts hold higher transactional limits than the Teen Checking account and have check writing capabilities.

All minors will have access to an ATM/Debit Card and access to online/mobile banking. The guardian, if applicable, will have access to online/mobile banking; however, will not be permitted to have access to an ATM/debit card on the account. While the teen is considered a minor (age 17 and below), no overdraft fees will be charged. 

The account will automatically convert to a Rebellion Cash Back Checking account when the minor accountholder turns 18. At that time, updated disclosures will be provided, overdraft fees will no longer be waived, and ATM fees will be charged in accordance with the Rebellion Account Disclosures. Opt-In overdraft protection will also become available.

Reach out to your local branch associate for additional details.

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